Oleg Shmeljov is a Senior Policy Expert at the Department of Banking Markets, Innovations and Consumers at the European Banking Authority (EBA), where he is primarily involved in the topics of non-performing loans and credit origination. Previously Oleg held the position of Bank Expert in the Oversight Department of the EBA coordinating the work on supervisory convergence, supervisory cooperation, Pillar 2 and supervisory review and evaluation process (SREP) related policy development and assessment. Prior to joining the EBA predecessor, Committee of European Banking Supervisors (CEBS), Oleg worked at the Estonian Financial Supervisory Authority, where he was institutional supervisor for one of the largest banks, and was also involved in the policy development topics in the field of supervisory risk assessment and crisis management. Prior to that, Oleg worked in various risk management roles at SEB Estonia. Oleg holds MSc degree in Economics from Tallinn University of Technology (TalTech).