Biography

Carolin Gardner coordinates the European Banking Authority (EBA)’s work on AML/CFT. She has been working at the EBA for more than five years and oversaw the development of common EU guidance and standards on the risk-based approach to AML/CFT. She is also leading a multi-annual programme to assess EU competent authorities’ approaches to the AML/CFT supervision of banks. Prior to joining the EBA, Carolin was a technical specialist on AML/CFT and anti-corruption policy at the UK Financial Conduct Authority (FCA) and a senior financial crime policy associate at the FCA’s predecessor, the Financial Services Authority. She also worked for Transparency International, an international anti-corruption charity. Carolin is a member of the Commission’s delegation to the FATF and the BCBS’s AML Expert Group. Whilst working at the FCA, she represented the UK at the FATF and at European negotiations.