Anne Choné is Senior Risk Analysis Officer at ESMA, where she monitors financial innovation and financial activities across the EU. Among the topics that she has recently addressed are Crowdfunding, FinTech and Regulatory Sandboxes. She has led ESMA’s work on Distributed Ledger Technologies and crypto-assets and authored various publications from the authority on the topic, including the ESMA Advice on Initial Coin Offerings and Crypto-Assets to the EU Institutions that was published in January 2019. Before joining ESMA in 2013, Anne was Principal at Mercer Investments, where she advised institutional clients on the design and implementation of their investment strategies. Prior to that, she worked as a Director in charge of financial institutions and then banks at FitchRatings. Anne holds of master’s degree in Finance from NEOMA Business school and has earned the CFA certification.