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Autumn School on Fintech

Qualitative

Registrations open late spring 2019

 

FinTech denotes a broad array of technologically-enabled financial innovation. Despite the recent vintage, its disruptive impact on regulatory approaches to innovation and business models of market incumbents can already be observed.

From a regulatory perspective, FinTech presents a challenge in terms of mitigating systemic risks associated with any financial activity. Concerns regarding money laundering and financing of illegal activity have also been raised, as well as those relating to operational and cyber security risks.

The objective of the course is to provide a basis of the underlying technologies and economic implications for the operation of financial markets in the EU and globally, in particular for financial stability. Further, the course situates Fintech within the existing regulatory parameter of the EU banking regulation to the extent such innovation affects the transformation of incumbent bank business models and risk profiles.